/* ============================================
   CARE DETAIL — CSS
   Shared across retainer, hotline, update,
   insurance detail pages.
   Theme colour driven by data-care attribute
   on <body>.
   ============================================ */

/* ── Care colour tokens ─────────────────────── */
[data-care="retainer"] {
  --care-color:       #059669;
  --care-color-mid:   #6EE7B7;
  --care-color-light: #ECFDF5;
  --care-gradient:    linear-gradient(135deg, #059669 0%, #10B981 100%);
}
[data-care="hotline"] {
  --care-color:       #EA580C;
  --care-color-mid:   #FDBA74;
  --care-color-light: #FFF7ED;
  --care-gradient:    linear-gradient(135deg, #EA580C 0%, #F97316 100%);
}
[data-care="update"] {
  --care-color:       #2563EB;
  --care-color-mid:   #93C5FD;
  --care-color-light: #EFF6FF;
  --care-gradient:    linear-gradient(135deg, #2563EB 0%, #3B82F6 100%);
}
[data-care="insurance"] {
  --care-color:       #DC2626;
  --care-color-mid:   #FCA5A5;
  --care-color-light: #FEF2F2;
  --care-gradient:    linear-gradient(135deg, #DC2626 0%, #EF4444 100%);
}

/* ── HERO ───────────────────────────────────── */
.care-detail-hero {
  padding: 120px 0 80px;
  background: linear-gradient(
    160deg,
    var(--care-color-light) 0%,
    #ffffff 60%
  );
  position: relative;
  overflow: hidden;
}
.care-detail-hero::before {
  content: '';
  position: absolute;
  top: -120px; right: -120px;
  width: 500px; height: 500px;
  background: radial-gradient(
    circle,
    var(--care-color-mid) 0%,
    transparent 70%
  );
  opacity: 0.18;
  pointer-events: none;
}
.care-detail-hero-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.82rem;
  color: var(--color-text-muted);
  margin-bottom: 20px;
}
.breadcrumb a {
  color: var(--color-text-muted);
  text-decoration: none;
  transition: var(--transition);
}
.breadcrumb a:hover   { color: var(--care-color); }
.breadcrumb i         { font-size: 0.65rem; }
.breadcrumb span      { color: var(--care-color); font-weight: 600; }

.care-detail-label {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
  flex-wrap: wrap;
}
.care-detail-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--care-color-light);
  color: var(--care-color);
  border: 1px solid var(--care-color-mid);
  padding: 5px 14px;
  border-radius: 100px;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
}
.care-detail-cadence {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--color-text-muted);
  font-size: 0.82rem;
  font-weight: 500;
}

.care-detail-title {
  font-size: clamp(2.4rem, 5vw, 3.6rem);
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -1.5px;
  color: var(--color-heading);
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 16px;
}
.care-detail-icon-inline {
  width: 56px; height: 56px;
  background: var(--care-gradient);
  border-radius: var(--radius-md);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: white;
  flex-shrink: 0;
  box-shadow: 0 8px 24px rgba(0,0,0,0.15);
}
.care-detail-tagline {
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--care-color);
  margin-bottom: 14px;
  line-height: 1.4;
}
.care-detail-desc {
  font-size: 1.02rem;
  line-height: 1.78;
  color: var(--color-text-muted);
  margin-bottom: 32px;
  max-width: 560px;
}
.care-detail-hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

/* ── HERO VISUAL ────────────────────────────── */
.care-detail-hero-visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  min-height: 360px;
}
.care-hero-card-main {
  background: white;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 36px 32px;
  box-shadow: var(--shadow-xl);
  text-align: center;
  width: 280px;
  position: relative;
  z-index: 2;
}
.care-hero-icon-wrap {
  width: 72px; height: 72px;
  background: var(--care-gradient);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  color: white;
  margin: 0 auto 16px;
  box-shadow: 0 8px 24px rgba(0,0,0,0.18);
  animation: careIconPulse 3s ease-in-out infinite;
}
@keyframes careIconPulse {
  0%, 100% { transform: scale(1);    box-shadow: 0 8px 24px rgba(0,0,0,0.18); }
  50%       { transform: scale(1.06); box-shadow: 0 12px 32px rgba(0,0,0,0.25); }
}
.care-hero-card-main h3 { font-size: 1.3rem; margin-bottom: 4px; }
.care-hero-card-main p  {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin-bottom: 20px;
}
.care-hero-stats {
  display: flex;
  gap: 0;
  border-top: 1px solid var(--color-border);
  padding-top: 16px;
}
.care-hero-stat {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 3px;
  padding: 0 6px;
  border-right: 1px solid var(--color-border);
}
.care-hero-stat:last-child { border-right: none; }
.care-hero-stat span {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--care-color);
}
.care-hero-stat small {
  font-size: 0.68rem;
  color: var(--color-text-muted);
  font-weight: 500;
  text-align: center;
}

/* Floating tags */
.care-hero-floating-tag {
  position: absolute;
  background: white;
  border: 1px solid var(--color-border);
  border-radius: 100px;
  padding: 8px 14px;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--color-text);
  display: flex;
  align-items: center;
  gap: 6px;
  box-shadow: var(--shadow-md);
  white-space: nowrap;
  z-index: 3;
}
.care-hero-floating-tag i { color: var(--care-color); }
.care-hero-floating-tag.tag-1 { top: 10%;  left: -10%; }
.care-hero-floating-tag.tag-2 { top: 45%;  right: -8%; }
.care-hero-floating-tag.tag-3 { bottom: 12%; left: -5%; }

/* ── STATS BAR ──────────────────────────────── */
.care-stats-bar {
  background: var(--color-heading);
  padding: 20px 0;
}
.care-stats-container {
  display: flex;
  gap: 0;
  flex-wrap: wrap;
}
.care-stat-item {
  flex: 1;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 24px;
  border-right: 1px solid rgba(255,255,255,0.08);
  min-width: 160px;
}
.care-stat-item:last-child { border-right: none; }
.care-stat-item > i {
  font-size: 1.3rem;
  color: var(--care-color);
  flex-shrink: 0;
}
.care-stat-item strong {
  display: block;
  font-size: 0.88rem;
  font-weight: 700;
  color: white;
}
.care-stat-item span {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.5);
}

/* ── ABOUT SECTION ──────────────────────────── */
.care-about { background: var(--color-white); }
.care-about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 72px;
  align-items: center;
}
.care-about-text .section-badge { margin-bottom: 12px; display: inline-block; }
.care-about-text p {
  font-size: 0.97rem;
  line-height: 1.8;
  margin-bottom: 16px;
  color: var(--color-text-muted);
}
.care-about-highlights {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 24px;
}
.care-highlight {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--color-text);
  background: var(--care-color-light);
  border: 1px solid var(--care-color-mid);
  border-radius: var(--radius-sm);
  padding: 10px 14px;
}
.care-highlight i {
  color: var(--care-color);
  font-size: 1rem;
  flex-shrink: 0;
}

/* ── RETAINER CADENCE VISUAL ────────────────── */
.retainer-cadence-visual {
  background: white;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 28px;
  box-shadow: var(--shadow-md);
  max-width: 380px;
  margin: 0 auto;
}
.rcv-title {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--color-text-muted);
  margin-bottom: 20px;
  text-align: center;
}
.rcv-items {
  display: flex;
  flex-direction: column;
  gap: 0;
  position: relative;
}
.rcv-items::before {
  content: '';
  position: absolute;
  left: 56px;
  top: 0; bottom: 0;
  width: 2px;
  background: linear-gradient(
    to bottom,
    var(--care-color),
    var(--care-color-mid)
  );
  border-radius: 2px;
}
.rcv-item {
  display: flex;
  gap: 16px;
  padding: 12px 0;
  position: relative;
}
.rcv-week-label {
  width: 54px;
  flex-shrink: 0;
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--care-color);
  text-align: right;
  padding-top: 3px;
  line-height: 1.3;
}
.rcv-week-content {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding-left: 16px;
}
.rcv-event {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: var(--care-color-light);
  border: 1px solid var(--care-color-mid);
  border-radius: var(--radius-sm);
  padding: 10px 12px;
}
.rcv-event i {
  color: var(--care-color);
  font-size: 0.9rem;
  margin-top: 2px;
  flex-shrink: 0;
}
.rcv-event strong {
  display: block;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--color-heading);
}
.rcv-event span {
  font-size: 0.75rem;
  color: var(--color-text-muted);
}

/* ── INCLUDED GRID ──────────────────────────── */
.care-included-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.care-included-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 26px 20px;
  text-align: center;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.care-included-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: var(--care-gradient);
  opacity: 0;
  transition: var(--transition);
}
.care-included-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--care-color);
}
.care-included-card:hover::after { opacity: 1; }
.care-included-icon {
  width: 52px; height: 52px;
  background: var(--care-color-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: var(--care-color);
  margin: 0 auto 14px;
  transition: var(--transition);
}
.care-included-card:hover .care-included-icon {
  background: var(--care-gradient);
  color: white;
}
.care-included-card h4 { font-size: 0.95rem; margin-bottom: 8px; }
.care-included-card p  { font-size: 0.85rem; line-height: 1.65; }

/* ── RETAINER TIERS ─────────────────────────── */
.retainer-tiers-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: 1040px;
  margin: 0 auto;
}
.retainer-tier-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 36px 28px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  position: relative;
  transition: var(--transition);
}
.retainer-tier-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}
.retainer-tier-card--featured {
  border: 2px solid var(--care-color);
  box-shadow: 0 0 0 4px var(--care-color-light);
}
.retainer-tier-badge {
  position: absolute;
  top: -14px; left: 50%;
  transform: translateX(-50%);
  background: var(--care-gradient);
  color: white;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  padding: 5px 18px;
  border-radius: 100px;
  white-space: nowrap;
  box-shadow: 0 4px 12px rgba(0,0,0,0.15);
}
.retainer-tier-header {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}
.retainer-tier-icon {
  width: 48px; height: 48px;
  background: var(--care-color-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: var(--care-color);
  flex-shrink: 0;
  transition: var(--transition);
}
.retainer-tier-card--featured .retainer-tier-icon {
  background: var(--care-gradient);
  color: white;
}
.retainer-tier-header div { flex: 1; }
.retainer-tier-header h3  { font-size: 1.05rem; margin-bottom: 4px; }
.retainer-tier-header p   {
  font-size: 0.82rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}
.retainer-tier-features {
  display: flex;
  flex-direction: column;
  gap: 10px;
  flex: 1;
}
.retainer-tier-features li {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: 0.87rem;
  color: var(--color-text);
}
.retainer-tier-features li i {
  font-size: 0.78rem;
  flex-shrink: 0;
}
.retainer-tier-features li:not(.retainer-tier-no) i { color: var(--care-color); }
.retainer-tier-no { color: var(--color-text-muted) !important; }
.retainer-tier-no i { color: #D1D5DB !important; }
.btn-full { width: 100%; justify-content: center; }
.retainer-tiers-note {
  text-align: center;
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin-top: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.retainer-tiers-note i { color: var(--care-color); }

/* ── WHO IT'S FOR ───────────────────────────── */
.care-who-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  max-width: 960px;
  margin: 0 auto;
}
.care-who-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 36px 32px;
}
.care-who-card--yes { border-color: var(--care-color); }
.care-who-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
}
.care-who-header i { font-size: 1.3rem; }
.care-who-card--yes .care-who-header i { color: var(--care-color); }
.care-who-card--no  .care-who-header i { color: var(--color-text-muted); }
.care-who-header h3 { font-size: 1rem; }
.care-who-card ul   { display: flex; flex-direction: column; gap: 12px; }
.care-who-card li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.9rem;
  line-height: 1.5;
}
.care-who-card--yes li i { color: var(--care-color); flex-shrink: 0; margin-top: 2px; }
.care-who-card--no  li i { color: var(--color-text-muted); flex-shrink: 0; margin-top: 2px; }
.care-who-card--no  li a { color: var(--care-color); font-weight: 600; }

/* ── HOW IT STARTS ──────────────────────────── */
.care-how-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
  max-width: 760px;
  margin: 0 auto;
  position: relative;
}
.care-how-steps::before {
  content: '';
  position: absolute;
  left: 28px;
  top: 40px;
  bottom: 40px;
  width: 2px;
  background: linear-gradient(
    to bottom,
    var(--care-color),
    var(--care-color-mid)
  );
  border-radius: 2px;
}
.care-how-step {
  display: flex;
  gap: 24px;
  padding: 20px 0;
  position: relative;
}
.care-how-step-num {
  width: 58px;
  height: 58px;
  flex-shrink: 0;
  background: var(--care-gradient);
  color: white;
  font-size: 0.9rem;
  font-weight: 800;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 16px rgba(0,0,0,0.15);
  position: relative;
  z-index: 2;
}
.care-how-step-body {
  flex: 1;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 24px 28px;
  transition: var(--transition);
}
.care-how-step-body:hover {
  border-color: var(--care-color);
  box-shadow: var(--shadow-md);
}
.care-how-step-icon {
  width: 40px; height: 40px;
  background: var(--care-color-light);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  color: var(--care-color);
  margin-bottom: 12px;
}
.care-how-step-body h3 {
  font-size: 1rem;
  margin-bottom: 8px;
}
.care-how-step-body p {
  font-size: 0.9rem;
  line-height: 1.72;
  color: var(--color-text-muted);
  margin-bottom: 10px;
}
.care-how-duration {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--care-color);
  background: var(--care-color-light);
  border: 1px solid var(--care-color-mid);
  padding: 3px 12px;
  border-radius: 100px;
}

/* ── TESTIMONIAL ────────────────────────────── */
.care-testimonial-section { background: var(--color-white); }
.care-testimonial-wrap {
  max-width: 860px;
  margin: 0 auto;
  background: var(--care-color-light);
  border: 1px solid var(--care-color-mid);
  border-radius: var(--radius-xl);
  padding: 56px 60px;
  position: relative;
}
.care-testimonial-quote {
  width: 48px; height: 48px;
  background: var(--care-gradient);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.2rem;
  margin-bottom: 24px;
  box-shadow: 0 6px 20px rgba(0,0,0,0.15);
}
.care-testimonial-text {
  font-size: 1.08rem;
  line-height: 1.82;
  color: var(--color-text);
  font-style: italic;
  margin-bottom: 28px;
  font-weight: 400;
}
.care-testimonial-author {
  display: flex;
  align-items: center;
  gap: 16px;
}
.care-testimonial-avatar {
  width: 48px; height: 48px;
  background: var(--care-gradient);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.care-testimonial-author strong {
  display: block;
  font-size: 0.95rem;
  color: var(--color-heading);
}
.care-testimonial-author span {
  display: block;
  font-size: 0.82rem;
  color: var(--color-text-muted);
}
.care-testimonial-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: var(--care-color-light);
  border: 1px solid var(--care-color-mid);
  color: var(--care-color);
  font-size: 0.72rem;
  font-weight: 700;
  padding: 2px 10px;
  border-radius: 100px;
  margin-top: 4px;
}

/* ── RELATED CARE CARDS ─────────────────────── */
.care-related-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  max-width: 900px;
  margin: 0 auto;
}
.care-related-card {
  display: flex;
  align-items: center;
  gap: 16px;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 20px 18px;
  text-decoration: none;
  color: inherit;
  transition: var(--transition);
}
.care-related-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: var(--care-color);
}
.care-related-icon {
  width: 46px; height: 46px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
  color: white;
}
.care-related-icon--orange { background: linear-gradient(135deg,#EA580C,#F97316); }
.care-related-icon--blue   { background: linear-gradient(135deg,#2563EB,#3B82F6); }
.care-related-icon--red    { background: linear-gradient(135deg,#DC2626,#EF4444); }
.care-related-icon--green  { background: linear-gradient(135deg,#059669,#10B981); }
.care-related-card > div   { flex: 1; }
.care-related-card h4      { font-size: 0.95rem; margin-bottom: 3px; }
.care-related-card p       { font-size: 0.82rem; color: var(--color-text-muted); line-height: 1.5; }
.care-related-arrow        { color: var(--color-text-muted); font-size: 0.85rem; flex-shrink: 0; transition: var(--transition); }
.care-related-card:hover .care-related-arrow { color: var(--care-color); transform: translateX(3px); }

/* ── RESPONSIVE ─────────────────────────────── */
@media (max-width: 1100px) {
  .care-included-grid    { grid-template-columns: repeat(2, 1fr); }
  .retainer-tiers-grid   { grid-template-columns: 1fr; max-width: 480px; }
}
@media (max-width: 900px) {
  .care-detail-hero-container { grid-template-columns: 1fr; gap: 40px; }
  .care-detail-hero-visual    { min-height: auto; }
  .care-about-grid            { grid-template-columns: 1fr; gap: 40px; }
  .care-who-grid              { grid-template-columns: 1fr; }
  .care-related-grid          { grid-template-columns: 1fr; max-width: 480px; }
}
@media (max-width: 640px) {
  .care-included-grid { grid-template-columns: 1fr; }
  .care-testimonial-wrap { padding: 32px 24px; }
  .care-hero-floating-tag.tag-1,
  .care-hero-floating-tag.tag-3 { display: none; }
  .care-stats-container { flex-direction: column; }
  .care-stat-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.08); }
}

/* ============================================
   INSURANCE — SHIELD VISUAL
   ============================================ */
.insurance-shield-visual {
  background: white;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 28px 24px;
  box-shadow: var(--shadow-md);
  max-width: 360px;
  margin: 0 auto;
}
.isv-title {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--color-text-muted);
  margin-bottom: 24px;
  text-align: center;
}

/* Shield animation */
.isv-shield-wrap {
  position: relative;
  width: 120px;
  height: 120px;
  margin: 0 auto 28px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.isv-shield {
  position: relative;
  z-index: 3;
  width: 80px; height: 80px;
  background: var(--care-gradient);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  color: white;
  box-shadow: 0 6px 24px rgba(220,38,38,0.4);
}
.isv-shield-inner {
  position: absolute;
  bottom: -32px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1px;
  white-space: nowrap;
}
.isv-status-dot {
  width: 8px; height: 8px;
  background: #10B981;
  border-radius: 50%;
  animation: statusPulse 1.5s ease-in-out infinite;
  display: inline-block;
}
@keyframes statusPulse {
  0%, 100% { opacity: 1; transform: scale(1);    }
  50%       { opacity: 0.6; transform: scale(1.3); }
}
.isv-shield-inner strong {
  font-size: 0.7rem;
  font-weight: 800;
  color: #10B981;
  letter-spacing: 1px;
}
.isv-shield-inner small {
  font-size: 0.65rem;
  color: var(--color-text-muted);
}

/* Pulse rings */
.isv-pulse-ring {
  position: absolute;
  border-radius: 50%;
  border: 2px solid var(--care-color);
  opacity: 0;
  animation: shieldPulse 3s ease-out infinite;
}
.isv-pulse-1 { width: 90px;  height: 90px;  animation-delay: 0s;    }
.isv-pulse-2 { width: 110px; height: 110px; animation-delay: 0.8s;  }
.isv-pulse-3 { width: 130px; height: 130px; animation-delay: 1.6s;  }
@keyframes shieldPulse {
  0%   { opacity: 0.6; transform: scale(0.8); }
  100% { opacity: 0;   transform: scale(1.3); }
}

/* Coverage checklist */
.isv-coverage {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 48px;
}
.isv-coverage-item {
  display: flex;
  align-items: center;
  gap: 10px;
  background: var(--care-color-light);
  border: 1px solid var(--care-color-mid);
  border-radius: var(--radius-sm);
  padding: 10px 12px;
}
.isv-coverage-dot {
  width: 10px; height: 10px;
  border-radius: 50%;
  flex-shrink: 0;
}
.isv-dot--green { background: #10B981; }
.isv-coverage-text { flex: 1; }
.isv-coverage-text strong {
  display: block;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--color-heading);
}
.isv-coverage-text span {
  font-size: 0.74rem;
  color: var(--color-text-muted);
}
.isv-check {
  color: #10B981;
  font-size: 0.85rem;
  flex-shrink: 0;
}

/* ============================================
   INSURANCE — CRISIS CARDS
   ============================================ */
.insurance-crises-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}
.insurance-crisis-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 24px 18px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.insurance-crisis-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--care-gradient);
  opacity: 0;
  transition: var(--transition);
}
.insurance-crisis-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--care-color);
}
.insurance-crisis-card:hover::before { opacity: 1; }
.insurance-crisis-card--open {
  background: var(--care-color-light);
  border-color: var(--care-color-mid);
  border-style: dashed;
}
.insurance-crisis-icon {
  width: 44px; height: 44px;
  background: #FEF2F2;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.05rem;
  color: var(--care-color);
  transition: var(--transition);
  flex-shrink: 0;
}
.insurance-crisis-card:hover .insurance-crisis-icon {
  background: var(--care-gradient);
  color: white;
}
.insurance-crisis-card h4 { font-size: 0.93rem; }
.insurance-crisis-card p  {
  font-size: 0.85rem;
  line-height: 1.65;
  color: var(--color-text-muted);
  flex: 1;
}

/* ============================================
   INSURANCE — DUAL MODE CARDS
   ============================================ */
.insurance-modes-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  max-width: 1000px;
  margin: 0 auto;
}
.insurance-mode-card {
  border-radius: var(--radius-xl);
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  position: relative;
  overflow: hidden;
  transition: var(--transition);
}
.insurance-mode-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
}
.insurance-mode-card--proactive {
  background: #F0FDF4;
  border: 2px solid #6EE7B7;
}
.insurance-mode-card--reactive {
  background: var(--care-color-light);
  border: 2px solid var(--care-color-mid);
}
.insurance-mode-header {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}
.insurance-mode-icon {
  width: 52px; height: 52px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
  color: white;
}
.insurance-mode-card--proactive .insurance-mode-icon {
  background: linear-gradient(135deg, #059669, #10B981);
  box-shadow: 0 6px 20px rgba(5,150,105,0.3);
}
.insurance-mode-card--reactive .insurance-mode-icon {
  background: var(--care-gradient);
  box-shadow: 0 6px 20px rgba(220,38,38,0.3);
}
.insurance-mode-label {
  display: block;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--color-text-muted);
  margin-bottom: 4px;
}
.insurance-mode-header h3 { font-size: 1.15rem; }
.insurance-mode-card > p  {
  font-size: 0.93rem;
  line-height: 1.78;
  color: var(--color-text-muted);
}
.insurance-mode-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.insurance-mode-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}
.insurance-mode-list li > i {
  font-size: 0.78rem;
  flex-shrink: 0;
  margin-top: 4px;
}
.insurance-mode-card--proactive .insurance-mode-list li > i { color: #059669; }
.insurance-mode-card--reactive  .insurance-mode-list li > i { color: var(--care-color); }
.insurance-mode-list li div { flex: 1; }
.insurance-mode-list li strong {
  display: block;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--color-heading);
  margin-bottom: 2px;
}
.insurance-mode-list li span {
  font-size: 0.82rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

/* ============================================
   INSURANCE RESPONSIVE
   ============================================ */
@media (max-width: 1100px) {
  .insurance-crises-grid { grid-template-columns: repeat(2, 1fr); }
  .insurance-modes-grid  { grid-template-columns: 1fr; max-width: 600px; }
}
@media (max-width: 640px) {
  .insurance-crises-grid { grid-template-columns: 1fr; }
  .insurance-mode-card   { padding: 28px 22px; }
  .isv-shield-wrap       { width: 100px; height: 100px; }
}
